How to get started

The bank account that provides flexible access with more ways to bank.

Earn more with competitive rates.

There’s no minimum deposit required to open your account, and you’ll always get the best rate we offer for your CD term with the Ally Ten Day Best Rate Guarantee. Your money grows with interest compounded daily.

We reward you when you renew.

We’re currently giving a 0.05% Loyalty Reward when you renew your CD to any CD with us. Check back 30 days before your CD matures to see what the reward is at that time.

Manage your CD online.

We make it easy to manage your CD online. When it’s time to renew, don’t do a thing and we’ll renew it automatically. Plus, we don’t charge any monthly maintenance fees.

We support you 24Hrs

you are not alone we got your back wherever you are whenever you are enjoy the ultimate support 24Hrs a day.

FEATURES & BENEFITS

Create current accounts for all your needs

  • Watch your balance grow with a strong rate and a term that fits your financial goals.
  • There's no minimum balance to open a CD account. So deposit what works best for you.
  • Your CD’s performance isn’t tied to market variability
  • so there’s no risk involved.
  • No hidden fees. no surprises.
Petrobras
7.15%
From
7.35%
Upto
  • Profit Duration 5 Year
  • Capital will back Yes
  • Profit Time 1 Hour
15000 $ - 1000000 $
Equinor
7.18%
From
7.20%
Upto
  • Profit Duration 5 Year
  • Capital will back Yes
  • Profit Time 1 Hour
15000 $ - 1000000 $
Valero Energy
7.20%
From
7.28%
Upto
  • Profit Duration 5 Year
  • Capital will back Yes
  • Profit Time 1 Hour
15000 $ - 1000000 $
Marathon Petroleum
7.10%
From
7.20%
Upto
  • Profit Duration 5 Year
  • Capital will back Yes
  • Profit Time 1 Hour
15000 $ - 1000000 $
Exor
7.30%
From
7.40%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
15000 $ - 1000000 $
Costco
7.30%
From
7.36%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
15000 $ - 1000000 $
Glencore
7.25%
From
7.35%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
10000 $ - 1000000 $
McKesson
7.20%
From
7.28%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
10000 $ - 1000000 $
Cencora
7.10%
From
7.22%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
10000 $ - 1000000 $
China State Construction Engineering
6.90%
From
6.98%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
5000 $ - 1000000 $
Sinopec
6.84%
From
6.92%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
5000 $ - 1000000 $
Boeing
6.80%
From
6.90%
Upto
  • Profit Duration 3 Year
  • Capital will back Yes
  • Profit Time 1 Hour
5000 $ - 1000000 $
Saudi Aramco
6.33%
From
6.43%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
TESLA.INC
6.10%
From
6.35%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
XCEL ENERGY INC.
5.93%
From
5.98%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
COMCAST CORP.
5.91%
From
5.99%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
ALIGN TECHNOLOGY INC.
5.73%
From
6.17%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
AMERICAN ELECTRIC POWER CO. INC.
5.98%
From
6.25%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
AUTODESK INC.
6.15%
From
6.30%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
COGNIZANT CORP.
6.20%
From
6.42%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
EXELON CORP.
5.88%
From
6.10%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
ENPHASE ENERGY INC.
5.85%
From
6.1%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
DIAMONDBACK ENERGY
5.80%
From
6.20%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 50000 $
ILLUMINA INC.
5.70%
From
6.10%
Upto
  • Profit Duration 1 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
APPLE INC.
5.33%
From
5.61%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
WALGREENS BOOTS ALLIANCE INC
5.29%
From
5.37%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
SYNOPSYS INC.
5.22%
From
5.48%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
ZOOM VIDEO COMMUNICATIONS
5.23%
From
5.26%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
ON SEMICONDUCTOR CORP.
5.26%
From
5.28%
Upto
  • Profit Duration 6 Year
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
PAYPAL INC
5.21%
From
5.58%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
PINDUODUO (SPONS. ADRS)
5.18%
From
5.25%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
Pepsico
5.32%
From
5.60%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
Microsoft
5.05%
From
5.18%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
MARRIOTT INC.
5.22%
From
5.31%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
Google
5.25%
From
5.40%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
Amazon
5.20%
From
5.35%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
Tencent
5.10%
From
5.40%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
LVMH
5.05%
From
5.30%
Upto
  • Profit Duration 6 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 15000 $
Caterpillar
3.25%
From
3.51%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Cisco
3.10%
From
3.39%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Toyota
3.20%
From
3.43%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Coca-Cola
3.21%
From
3.47%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Oracle
3.15%
From
3.42%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Samsung
3.12%
From
3.45%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Novo Nordisk
3.05%
From
3.38%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
Tesla
2.98%
From
3.25%
Upto
  • Profit Duration 1 Month
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 10000 $
WARNER BROS. DISCOVERY.
1.10%
From
1.90%
Upto
  • Profit Duration 1 Week
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 5000 $
SIRIUS XM INC.
1.30%
From
1.80%
Upto
  • Profit Duration 1 Week
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 5000 $
ROSS STORES INC.
1.20%
From
1.70%
Upto
  • Profit Duration 1 Week
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 5000 $
STARBUCKS CORP.
1.1%
From
1.60%
Upto
  • Profit Duration 1 Week
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 5000 $
Eli Lilly
0.95%
From
1.30%
Upto
  • Profit Duration 1 Week
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 5000 $
Nestlé
0.90%
From
1.20%
Upto
  • Profit Duration 1 Week
  • Capital will back Yes
  • Profit Time 1 Hour
1000 $ - 5000 $
L'Oréal
0.36%
From
0.47%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Shell
0.35%
From
0.48%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Intel
0.43%
From
0.50%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Broadcom
0.39%
From
0.46%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Adobe
0.41%
From
0.49%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Procter & Gamble
0.38%
From
0.45%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
United Parcel Service
0.42%
From
0.48%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Total Energies
0.40%
From
0.47%
Upto
  • Profit Duration 3 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $ - 1000 $
Deutsche Telekom
0.37%
From
0.45%
Upto
  • Profit Duration 1 Day
  • Capital will back Yes
  • Profit Time 1 Hour
500 $
T-Mobile US
0.35%
From
0.44%
Upto
  • Profit Duration 1 Day
  • Capital will back Yes
  • Profit Time 1 Hour
200 $ - 500 $
Exxon Mobil
0.36%
From
0.43%
Upto
  • Profit Duration 1 Day
  • Capital will back Yes
  • Profit Time 1 Hour
100 $ - 200 $
AT&T
0.30%
From
0.40%
Upto
  • Profit Duration 1 Day
  • Capital will back Yes
  • Profit Time 1 Hour
50 $ - 100 $
Verizon
0.22%
From
0.38%
Upto
  • Profit Duration 1 Day
  • Capital will back Yes
  • Profit Time 1 Hour
50 $ - 100 $

FAQ's

There are no fees to open or obtain the APY on a certificate of deposit.

The following numbers are all valid phone numbers for Ally Bank: 877-247-2559 855-379-4337 855-379-4374 855-379-4388 855-379-4395 855-379-4361 855-379-4375 855-379-4392 855-379-4387

There's no minimum deposit to open a CD, but you may get a higher rate with a higher opening deposit.

The penalty depends on your term. For all CDs purchased or renewed before 12/7/2013, this table shows the penalty you could be charged, depending on your CD term, if you withdraw from your CD early.
Features

Why Choose ZAB

Security & support you can trust.

Protection and peace of mind

Your funds are FDIC insured up to $250,000 with ZAB FDIC insurance.

Anytime, anywhere support

If you need help, ZAB’s support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.

Serious security

ZAB uses secure processes to protect your information and help prevent unauthorized use.

Stay in control with alerts

You’re always in-the-know with daily balance notifications and transaction alerts.

Contact US

it all start with a conversation

It starts with a conversation, and leads to our recommendations to you. In-between, we listen better, we probe deeper. And we look harder for the best solutions for your needs. World class expertise and insight, crafted into individual advice, delivered one relationship at a time.

Headquarter
Street23, BeichlenwegLocality8618, Zurich, Switzerland.
Call US
+0123456789